Chapter 3: How to Find a Home
Finding affordable housing is a challenge for individuals with IDD in North Carolina seeking independent living through Supported Living. Key points and options for housing are essential.
- Affordable Housing Costs:
A household should spend no more than 30% of its total income on rent and utilities. For example, the typical cost for a two-bedroom apartment in North Carolina in 2023 is $1,023. - Income Challenges:
Many individuals with disabilities earn below the poverty level, making it diffi cult to aff ord regular market rents, which limits their housing options. - Housing Assistance Programs:
- Housing Choice Voucher Program (Section 8): This federal program helps low-income families, the elderly, and the disabled afford safe private housing. It has long waiting lists.
- Public Housing: Managed by local housing authorities and funded by HUD, it’s available only to low-income families and individuals.
- Permanent Supportive Housing: Offers long-term, affordable housing with supportive services for people with serious disabilities.
- Targeting Program: Partners with local housing and health services to set aside housing units for people with disabilities.
- USDA Rural Development Program: Provides affordable housing in rural areas for very low- and low-income tenants.
- Check out various supports for purchasing a home including down payment programs and low interest loans.
- Legal Protections:
The Fair Housing Act protects against discrimination in housing based on disability. It allows for:- Reasonable Accommodations: Changes in policies or services to help people with disabilities use and enjoy their home.
